The State of New Jersey recently announced a cost reduction to employees for the NJ TDB coverage effective 1/1/19. Your clients may be able to receive significant rate relief as well. The time is now to allow the experts at Reuben Warner Associates to conduct a no cost review of your client’s NJ TDB coverage to determine the viability of privatization. Privatizing NJ TDB coverage often results in significant cost savings to employers, coupled with improved overall administration and claims handling. Since most business is implemented for January 1, you can begin the new year with savings for your clients!