Author Archives: Jennifer Fumoso

NJ TDB Update

The State of NJ has passed sweeping changes to NJ TDB regulations making it much easier for employers to privatize coverage.  There is still opportunity to take advantage of these changes as groups can privatize for April 1st. NJ TDB Update Feb 2019

Business Travel Accident Insurance

Has your client’s Business Travel Accident policy been renewed year after year without any updates? We recognize that business travel accident is not your priority. With so many BTA policies renewing January 1 coupled with the changes in the marketplace from new entrants, updated policy filings and changes in management teams, it’s easy to try […]

Categories: BTA

NJ TDB Update

The State of New Jersey recently announced a cost reduction to employees for the NJ TDB coverage effective 1/1/19.  Your clients may be able to receive significant rate relief as well.   The time is now to allow the experts at Reuben Warner Associates to conduct a no cost review of your client’s NJ TDB coverage […]

Categories: TDB

Amtrust (Wesco) TPA Announcement

Amtrust (Wesco) has announced a relationship with AbSolve, a Custom Absence Management Program solutions provider who will service existing NJ TDB policyholders as well as any new placements as the Third Party Administrator (TPA).  Updated contacts and information pertaining to this arrangement are enclosed in the attached announcement which are also be mailed to policyholders.  […]

Categories: BTA

New York Paid Family Leave – Billing

As a New York Company, Reuben Warner Associates along with all other businesses in New York must remit quarterly premiums for PFL deductions made from employees through payroll deductions.  For small employers who remit NY DBL/PFL premiums on an annual prepaid basis, employers would need to estimate the annualized contribution they will collect from employees.  […]

Categories: PFL

New York Paid Family Leave – Benefit

Since the passage of the NY Paid Family Leave Benefit, many have been asking how benefits will be taxed and whether or not the employee contributions would be withheld on a pre or post tax basis.  The New York State Department of Taxation and Finance has released the attached notification as guidance. NY PFL-Taxing Information […]

Categories: PFL

Anticipated Rise in Business Travel

Research published by Business Travel News, indicates an anticipated increase in business travel for the upcoming year. As your clients plan their travel strategies, discussing Business Travel accident insurance may prove timely. Questions surrounding whether or not they have sufficient AD&D coverage, War Risk, Medical Evacuation, Political/Natural Disaster Evacuation and Out of Country Medical benefits […]

Categories: BTA

Business Travel Accident and AD&D Coverage in the Technology Age

Business Travel News reports a growth in the rise of private jet utilization for business travelers.  As the “Uber’s” of the skies gain increased traction with easy online booking and decreasing costs, what are the implications to corporations and the insurance programs they purchase which benefit their employees? Policy exclusions under AD&D and BTA coverages […]