Author Archives: Jennifer Fumoso

Commutation Coverage for All

Although insurance has been deemed essential, we are extremely fortunate that many of us have the ability to work from home.  Many employees in various industries do not have that luxury. We have the ability to provide a meaningful employee benefit for all of those other essential workers who must work at their company’s premises.   Commutation […]

Covid-19 Pandemic

In response to the COVID-19 Pandemic, states have issued guidance as it relates to extensions of grace periods for payment of insurance premiums.  On March 29th, Governor Cuomo (NY) signed an executive order extending grace periods for payment of insurance premiums for small businesses who can demonstrate financial hardship as a result of the novel […]

Categories: PFL

Covid-19 NY DBL Regulatory Update

Effective March 18th, 2020 New York Governor Cuomo has signed the “Emergency Covid-19 Paid sick leave regulation”.  https://www.lawandtheworkplace.com/files/2020/03/NY-Leave-Bill.pdf Effective April 2nd, the Federal Government enacted  the Families First Coronavirus Response Act which will provide paid leave for employers with less than 500 employees.   New York benefits could be offset by benefits received under the Federal program.  […]

Categories: PFL

MA Disability/PFL

Reuben Warner Associates expands its capabilities in the state mandated disability marketplace as we can now assist with the placement of MA Paid Family & Medical Leave coverage for companies with employees in Massachusetts. Please feel free to reach out to our team if you have specific questions.

Categories: PFL

Business Travel Accident Coverage

Business Travel Accident Coverage (BTA) is a low-cost, employer paid, customizable insurance product that provides financial protection, peace of mind offering Travel Assistance Services and other valuable benefits to the employees of any sized business.   Please read the attached descriptive overview, and learn how and why Business Travel Accident can be a fit for your […]

Categories: BTA

NJ TDB Update for 2020

The State of NJ has begun to release AC 174 (Notice of Employer Contribution Rates) for 2020 and have also announced an increase to the employee contribution rates as well.  The time to act is now as most private plans are placed for January 1st!   As experts in the Statutory Disability marketplace, we can assist […]

NJ TDB Update

The State of NJ has passed sweeping changes to NJ TDB regulations making it much easier for employers to privatize coverage.  There is still opportunity to take advantage of these changes as groups can privatize for April 1st. NJ TDB Update Feb 2019

Business Travel Accident Insurance

Has your client’s Business Travel Accident policy been renewed year after year without any updates? We recognize that business travel accident is not your priority. With so many BTA policies renewing January 1 coupled with the changes in the marketplace from new entrants, updated policy filings and changes in management teams, it’s easy to try […]

Categories: BTA

NJ TDB Update

The State of New Jersey recently announced a cost reduction to employees for the NJ TDB coverage effective 1/1/19.  Your clients may be able to receive significant rate relief as well.   The time is now to allow the experts at Reuben Warner Associates to conduct a no cost review of your client’s NJ TDB coverage […]

Categories: TDB

Amtrust (Wesco) TPA Announcement

Amtrust (Wesco) has announced a relationship with AbSolve, a Custom Absence Management Program solutions provider who will service existing NJ TDB policyholders as well as any new placements as the Third Party Administrator (TPA).  Updated contacts and information pertaining to this arrangement are enclosed in the attached announcement which are also be mailed to policyholders.  […]

Categories: BTA